A new law provides more money for high-need students and better repayment terms for borrowers with a lot of debt.

The new Free Application for Federal Student Aid (FAFSA) is shorter, more helpful and less confusing.

They carry variable rates, offer little relief for borrowers who have trouble repaying and let students borrow up to the cost of attendance, making it easy for them to get in over their heads.

You don't have to be an all-star athlete, a musical prodigy or even an A student to get a scholarship. Many are awarded based on need, lifestyle or special interests.

Applying for financial aid can seem as daunting as taking college-entrance exams. Whether you're a parent or a college-bound student, our quiz will help you understand the process better.

You may transfer your benefits -- the full cost of in-state tuition and fees, plus a stipend for housing and books -- to your spouse and children.

When the going gets tough, the tough get going -- to graduate school, that is. But before you commit to a pricey program, check out grants, fellowships and loans.

Converting an IRA to a Roth could affect the amount of funding your child receives for school.

This quick guide provides the basics of college loan programs.

Start by filling out the FAFSA, the form you need to apply for federal student loans.

You can lower the tuition bill by seeking need-based and merit-based aid for your child.